How long must an individual be enrolled in a health plan before qualifying for HRA reimbursements?

An individual qualifies for Health Reimbursement Arrangement (HRA) reimbursements immediately upon enrollment in a health plan. This is a key aspect of how HRAs function, as they are designed to allow employees to be reimbursed for qualified medical expenses as soon as they begin participating in the health plan. There are no waiting periods involved; thus, the moment an individual is enrolled, they can access the benefits offered through the HRA for eligible expenses. This immediacy is part of the appeal of HRAs, as it ensures that employees are not left without reimbursement options after they sign up for their health plans.