In coinsurance agreements, how much does the insurer typically cover after the deductible has been paid?

In coinsurance agreements, once the deductible has been met, the insurer typically covers a significant portion of the costs associated with a claim. The correct choice is based on common industry practices where the insurer reimburses a substantial percentage of the remaining eligible expenses after the deductible.

When evaluating the range of coverage, many insurance policies, particularly in health insurance and property insurance, often fall within the 75-80% coverage range after the deductible. This means that after the policyholder pays the initial out-of-pocket expense, the insurance provider will take responsibility for addressing 75 to 80 percent of the subsequent costs, while the policyholder remains responsible for the remaining balance.

This arrangement helps to share the financial burden between the insurer and the insured, promoting accountability for both parties while ensuring that claimants have significant support from their insurer. Hence, the range of 75-80% reflects a reasonable expectation of coverage under a typical coinsurance arrangement in various insurance contexts.