Which healthcare law allows for the continuation of benefits after job loss?

The Health Insurance Portability and Accountability Act (HIPAA) is the law that primarily addresses the portability of health insurance coverage and protects individuals from losing their health benefits when they change jobs or experience job loss. One of the key components of HIPAA is its provision for the continuation of benefits, which allows individuals to maintain their health insurance coverage for a certain period after leaving a job. This ensures that individuals do not face a gap in insurance coverage when transitioning between employers, which is particularly important in maintaining access to necessary healthcare services.

While the other options mentioned do address various aspects of health and employment security, they do not specifically provide the same protections related to benefits continuation after job loss. For instance, the Health Insurance Responsibility Act does not exist as it is presented here; the Patient Protection Act generally deals with broader healthcare reform, and the Employment Security Act pertains more to unemployment benefits rather than healthcare coverage. Thus, HIPAA is specifically designed to protect individuals' health insurance rights during transitions in employment, making it the correct answer.