Which of the following is not required in a group life insurance certificate?

In a group life insurance certificate, individual medical history is not a requirement. Group life insurance primarily covers a group of individuals under a single policy, typically provided by an employer or another organization. The certificate serves as proof of coverage for each member of the group and includes essential details pertaining to the group policy.

The group policy number is included to identify the specific insurance policy under which the group is covered. This number is critical for tracking and managing the policy. The names of the insured individuals are necessary to clarify who is covered under the group policy, providing assurance to the members that they are indeed part of the insurance scheme. Additionally, rights and conditions are included in the certificate to inform the insured individuals about their rights regarding the coverage, such as benefits, conversion options, and claims procedures.

In contrast, individual medical history is typically not required for group coverage, as these policies usually do not necessitate individual underwriting processes that would involve assessing each member's health status prior to issuing coverage. This characteristic makes group life insurance more accessible and efficient for organizations to provide benefits to their members.